One fund. One set of rules. All the governance, technology and human care that make it easy for employers to do right by their people — without adding another layer of admin.
Looking after your employees’ hard earned retirement savings should be effortless — and fully compliant.
The Honey Umbrella Fund brings together governance, cost efficiency, and the warmth of personal service in one scalable umbrella fund that’s ready for you to plug into and provide your employees with a “rest easy” solution.
Employers participate in a single, professionally managed fund that takes care of every statutory and administrative requirement — so you can focus on what’s core to your business while we handle the compliance, trustee duties, and reporting obligations.
Your employees have access to professionally administered retirement savings, with a carefully selected range of investment options and clear information that supports informed decision-making throughout their working life.
Honey makes savings for retirement not seem like a chore, but rather an empowering solution to reaching financial independence in your employee’s golden years.
One umbrella fund
compliant, governed, and effortless to join.
Professional trustees and audited governance
fiduciary accountability you can rely on.
Online platform member access
intuitive employer, online statements, and tools.
Shared scale
pooled costs help keep fees fair for employers and members alike.
Built-in flexibility
to adjust contribution levels or investment preferences within one structure.
Designed for employers who value simplicity, governance and care.
The Honey Umbrella Fund is our all-inclusive umbrella fund — built to meet South Africa’s evolving retirement-fund environment, including the new two-pot system. It delivers one compliant structure, governed by experienced trustees, where employers of all sizes can provide their employees with reliable, transparent retirement savings.
Honey handles the complex stuff — legislation, audits, reporting and compliance.
Your business gains a credible, long-term retirement solution that scales as you grow.
Employees get a fund that’s portable, transparent and fully aligned with the two-pot system, allowing both savings accessibility and preservation without the confusion of multiple fund types.
Consistent, regulated retirement savings under expert management.
A simple online view of their retirement savings details, balances, and benefit statements.
Smart investment options that adjust as they move toward retirement.
Access to educational tools and guidance — so they understand and value their benefit.
